Minnesota Paid Family & Medical Leave (PFML): Employer requirements for 2026

Learn what Minnesota employers need to know about PFML. Coverage, payroll tax, deadlines, and an 8-step action plan to prepare for 2026.

Employee Benefits

5 challenges to tackle for 2026 open enrollment

Rising health care costs and shifting employee needs make 2026 open enrollment complex. Learn 5 key challenges and how employers can prepare.

Employee Benefits

Five strategies for reducing workers' compensation costs

Discover five OSHA-based strategies to lower workers’ compensation costs, improve safety programs, and protect your business from rising insurance expenses.

Business Insurance

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Do you need personal umbrella insurance? 10 Reasons to obtain a policy today

Umbrella polices can be a good idea or an absolute must, depending on your situation. Here are the top reasons to invest in a quality umbrella policy.

Personal Insurance

Personal

Federal court blocks OSHA COVID-19 vaccination and testing ETS

On Saturday, Nov. 6, 2021, the 5th Circuit Court of Appeals ordered a temporary stay on the Occupational Safety and Health Administration’s (OSHA) COVID-19 Emergency Temporary Standard (ETS) on mandatory COVID-19 vaccination and Testing for the workplace.

Employee Benefits

Benefits

IRS audit tips

The Internal Revenue Service’s (IRS’s) Employee Benefit Audit Program is used to audit and enforce. In the event of noncompliance with regulations, the IRS can impose taxes, penalties and interest.

Retirement Planning

Retirement

COVID-19 employer update

On Nov. 4, 2021, the Occupational Safety and Health Administration (OSHA) announced a COVID-19 vaccination and testing emergency temporary standard (ETS) to address COVID-19 transmission in the workplace. Affected employers will be required to comply with most provisions of the ETS by Dec. 6, 2021, and with its testing requirements by Jan. 4, 2022.

Employee Benefits

Benefits

What to do if you're in an animal collision

Fall is a beautiful time of year, but it’s also when most wildlife-vehicle collisions occur. More than 300,000 of such incidents happen yearly between October and December, according to the Federal Highway Administration.

Personal Insurance

Personal

Traction device considerations for winter driving

Winter is fast approaching, and with it comes increased driving risks for your employees. In fact, according to the Federal Highway Administration, approximately 76,000 people are injured in traffic accidents during snowfall each year.

Business Insurance

Business

OSHA submits draft of COVID-19 vaccine mandate ETS to the OMB

Recently, the Occupational Safety and Health Administration(OSHA) announced that it submitted a draft of its emergency temporary standard(ETS) for private employers requiring mandatory COVID-19 testing or vaccination to the Office of Management and Budget (OMB).

Employee Benefits

Benefits

Preparing for open enrollment with a hybrid workforce

As open enrollment season approaches, many employers are finding themselves with hybrid workforces due to the impact of the COVID-19 pandemic. With a mix of employees working on-site and remotely, it’s imperative employers make necessary adjustments to secure a successful open enrollment.

Employee Benefits

Benefits

Diminishing deductibles

A diminishing deductible, frequently referred to as a “vanishing” or “disappearing” deductible, is additional coverage that rewards you for being a safe driver. Some auto insurances may decrease your deductible over time if you avoid car accidents and maintain a clean driving record.