Health and Human Services Insurance with Christensen Group

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Business insurance

Health & Human Services Insurance

We understand your unique needs.

Your industry faces unique challenges managing risk, covering employees and controlling costs. Whether your business is a group home, assisted living facility, in-home health care provider, or chemical dependency and addiction treatment center, we're here to help. Our team of experts will help you assess your exposures, protect your assets and save you money to help grow your business into the future with confidence.

Talk with us today

Our experience in numbers

waivered service products

We work with 75 Home and Community-Based Companies throughout Minnesota and the surrounding states that provide person-centered care delivered both in the home and community.

Beds Serviced

We have policies protecting over 15,250 beds in senior living, assisted living, and memory care facilities.

Home Care Clients

We have over 1,300 clients that work with companies that provide varying levels of care: companionship, homemaker or basic assistance care, physical/occupational care, and nursing care.

WHat our clients are saying


Christensen Group is a valued partner. Our experience with them has been top notch. Their expertise in the Health & Human Services industry is invaluable to us. What I find most impressive is their attention to each customer’s needs. They are proactive in helping us determine and minimize business risk which helps us receive excellent coverage at a competitive price.

Shannon Bock, Executive Director
Creative Care Reaching Independence
Two Christensen Group Insurance employees speaking and laughing in the office

How to stay protected when...

As experienced agents in the Health & Human Services sector, we understand the unique exposures you face. We think about the unexpected, so you don't have to.

Worker Compensation

When an employee claims they contracted COVID 19 while at work.
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Abuse & Molestation

When one of your residents alleges they have been physically abused by one of your employees.
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Cyber Liability

When your company data is held ransom by hackers demanding payment in bitcoin.
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Employer Liability

When an employee is in a car accident while a resident is in the vehicle.
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Employment Practices

When your company is facing a claim for asking employees to return to work too soon during COVID 19.
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General Liability

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Coverage Types

We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in your industry.

  • Abuse or Molestation
  • Automobile
  • Builders Risk
  • Captives
  • Crime
  • Data Privacy/Cyber Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Foreign Coverage
  • Inland Marine
  • Kidnap & Ransom
  • Large Deductible Programs
  • Patent Insurance/Intellectual Property
  • Product Liability and Recall
  • Professional Liability/E&O
  • Property
  • Risk Purchasing Groups
  • Self-Insured Programs
  • Travel
  • Umbrella/Excess Liability
  • Volunteer Accident
  • Workers Compensation

ARRM Preferred Partner

Endorsed by ARRM as the #1 recommended insurance agency for commercial insurance and employee benefits, we are proud to be Minnesota’s leading insurance broker for Health & Human Services.

How to
get started.

We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.



We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.


Deep dive

Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.


Custom plan

Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.


Price & bind

Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.

Speak with a health & human services insurance expert.

Talk with us today