Health & Human Services Insurance
We understand your unique needs.
Your industry faces unique challenges managing risk, covering employees and controlling costs. Whether your business is a group home, assisted living facility, in-home health care provider, or chemical dependency and addiction treatment center, we're here to help. Our team of experts will help you assess your exposures, protect your assets and save you money to help grow your business into the future with confidence.
Our experience in numbers
We work with 75 Home and Community-Based Companies throughout Minnesota and the surrounding states that provide person-centered care delivered both in the home and community.
We have policies protecting over 15,250 beds in senior living, assisted living, and memory care facilities.
We have over 1,300 clients that work with companies that provide varying levels of care: companionship, homemaker or basic assistance care, physical/occupational care, and nursing care.
WHat our clients are saying
How to stay protected when...
As experienced agents in the Health & Human Services sector, we understand the unique exposures you face. We think about the unexpected, so you don't have to.
Worker Compensation
Abuse & Molestation
Cyber Liability
Employer Liability
Employment Practices
General Liability
Coverage Types
We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in your industry.
- Abuse or Molestation
- Automobile
- Builders Risk
- Captives
- Crime
- Data Privacy/Cyber Liability
- Directors & Officers Liability
- Employment Practices Liability
- Fiduciary Liability
- Foreign Coverage
- Inland Marine
- Kidnap & Ransom
- Large Deductible Programs
- Patent Insurance/Intellectual Property
- Product Liability and Recall
- Professional Liability/E&O
- Property
- Risk Purchasing Groups
- Self-Insured Programs
- Travel
- Umbrella/Excess Liability
- Volunteer Accident
- Workers Compensation
ARRM Preferred Partner
Endorsed by ARRM as the #1 recommended insurance agency for commercial insurance and employee benefits, we are proud to be Minnesota’s leading insurance broker for Health & Human Services.
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How to
get started.
We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.
Discovery
We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.
Deep dive
Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.
Custom plan
Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.
Price & bind
Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.
Speak with a health & human services insurance expert.
Talk with us today%20(1).webp)