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July 2, 2026
Benefits
Employee Benefits
Captive Medical Insurance
Employee Benefits
Captive Medical Insurance
Captive medical insurance puts control back into the hands of employers by replacing traditional group health premiums with a shared pool of resources that goes directly toward medical claims, not carrier profits. Each employer contributes to three risk layers — retained, captive, and stop-loss — resulting in lower costs, greater transparency, and a plan tailored to your unique needs.
COVERAGE TYPES
- Captive Formation Guidance
- Custom Underwriting
- Performance Analytics
- Strategic Advisory Council
- Stop-Loss Partnerships
- Regulatory Compliance
- Captive Formation Guidance
- Custom Underwriting
- Performance Analytics
- Strategic Advisory Council
- Stop-Loss Partnerships
- Regulatory Compliance
our team
Your benefits & strategy expert
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the industry’s best
Certified Excellence in Health Risk Management
We're proud to be recognized by Berkley Accident and Health for excellence in health risk management — proof that our approach to underwriting and claims oversight keeps your captive performing at its best.
Trusted by those we serve
What our clients say
"The Christensen Group continuously provide a top-notch level of support and partnership. They are always there for us-responsive, proactive, and truly in tune with our evolving needs. There guidance goes beyond the day-to-day benefit administration; they help make the compliance landscape easier to understand and navigate. With their support and expertise, we will feel confident knowing our employees and our organization are in good hands."
Katina Shelton
VP, Human Resources, Padilla
How we work
How we approach captive medical insurance
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Protect your company’s assets, reputation, and growth with customized insurance solutions that fit your unique risks.
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9855 West 78th St, Suite 100
Eden Prairie, MN 55344
(800) 923-4088
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