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Get ahead for 2026 open enrollment with early planning, tailored benefits, and clear communication to attract, retain, and educate your workforce.
Don’t let an empty property become a liability. Explore vacant property insurance and take control of your risk today. Secure protection that matters.
Dropped by your home insurer? Discover why it happens and how to regain coverage fast with expert tips and state-backed options. Act now!
Hurricanes and tropical storms pose significant safety risks, and it’s vital to be properly prepared throughout hurricane season. As the tropics heat up, here area few tips to help you stay safe before, during and after tropical storms, depressions and hurricanes.
The Affordable Care Act (ACA) amended the rules regarding pre-existing condition exclusions in the Health Insurance Portability and Accountability Act of 1996 (HIPAA).
Fall means doing home maintenance before winter. By taking the time to maintain your home each season, you can keep common household problems at bay.
Employers are increasingly using electronic media in connection with their employee benefit plans, including their group health plans. In general, federal law allows employers to provide most health plan notices electronically, provided they comply with certain rules regarding electronic delivery.
In recent years, cyber incidents have surged in both cost and frequency. Although employers within the construction industry may think that their cyber exposures are minimal, this often isn’t the case. Rather, such vulnerabilities can come from a variety of different avenues and lead to devastating damages.
Securing your personal devices, protecting your vehicle from theft, and eliminating household radon dangers. Click the link below to read more on tips for protecting your personal items this fall.
On Aug. 30, 2021, the IRS issued Revenue Procedure 2021-36 to index the contribution percentages in 2022 for determining affordability of an employer’s plan under the Affordable Care Act(ACA).
As the exterior and interior components of a building begin to wear, aging system scan fail, including electrical systems. Electrical systems must be well-maintained, otherwise they can become severe hazards to buildings and their inhabitants.
Beginning in 2014, the Affordable Care Act (ACA) prohibits group health plans and group health insurance issuers from applying any waiting period that exceeds 90 days. This waiting period limit does not require an employer to offer coverage to any particular employee or class of employees, including part-time employees. It only prevents an otherwise eligible employee (or dependent) from having to wait more than 90 days before coverage under a group health plan becomes effective.
Our honest approach to insurance ensures transparent coverage you can rely on. Protect what matters most with a policy tailored specifically for you.