Sharing Economy Insurance Programs with Christensen Group

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Business insurance

Sharing Economy Programs

First mile, or last. Your fleet is covered.

Our experience in numbers

vehicles covered

We insure over 500,000 cars, bikes, scooters, vans, golf vehicles, motorcycles, and other transportation products.

Years of Experience

Our sharing economy team has a cumulative 25 years in the products liability space, with a cumulative 15 years in the sharing economy and micromobility space.


Our sharing economy team works in all 50 states and on most continents with our international partners.

How to stay protected when...

As experienced agents in the Sharing Economy sector, we understand the unique exposures you face. We think about the unexpected, so you don't have to.

Product Liability

When your micromobility operation receives a summons and complaint from a plaintiff contending they suffered injury as a result of falling off a defective scooter.
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When, at the direction of a municipality or customer, your ridesharing platform is required to buy a significant excess tower in an insurance marketplace that lacks capacity.
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When your app-based EV rental car operation gets hacked, and your customer base is exposed.
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When your ride-share driver is involved in an accident while transporting passengers from the airport to their home.
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When your bikeshare program worker is out on the job rebalancing your fleet and strains her back.
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When your start-up MaaS company finalizes it’s C round of fundraising and the C-Suite makes a decision that negatively impacts the valuation of the company.
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Stay up to date with the latest industry news and insights

Check out Christensen Group's Brandon Schuh as he shares the latest happenings across the insurance industry every month

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Coverage Types

We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in the sharing economy industry.

  • Abuse or Molestation
  • Automobile
  • Bonding/Surety
  • Builders Risk
  • Captives
  • Crime
  • Cyber Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Foreign Coverage
  • General Liability
  • Inland Marine
  • Kidnap & Ransom
  • Large Deductible Programs
  • Patent Insurance/Intellectual Property
  • Product Liability and Recall
  • Professional Liability/E&O
  • Property
  • Risk Purchasing Groups
  • Self-Insured Programs
  • Travel
  • Umbrella/Excess Liability
  • Volunteer Accident
  • Workers Compensation

How to
get started.

We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.



We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.


Deep dive

Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.


Custom plan

Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.


Price & bind

Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.

Speak with a sharing economy expert.

Talk with us today