Minnesota Paid Family & Medical Leave (PFML): Employer requirements for 2026

Learn what Minnesota employers need to know about PFML. Coverage, payroll tax, deadlines, and an 8-step action plan to prepare for 2026.

Employee Benefits

5 challenges to tackle for 2026 open enrollment

Rising health care costs and shifting employee needs make 2026 open enrollment complex. Learn 5 key challenges and how employers can prepare.

Employee Benefits

Five strategies for reducing workers' compensation costs

Discover five OSHA-based strategies to lower workers’ compensation costs, improve safety programs, and protect your business from rising insurance expenses.

Business Insurance

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Complex health benefits can hinder employee success

Health care is rarely straightforward for the average consumer. Many individuals need help making sense of their options both during open enrollment and when receiving health services.

Employee Benefits

Benefits

How to safely utilize temporary heaters at the construction site

As summer ends and outdoor temperatures begin to drop, it’s important for construction employers like you to find ways to keep the job site warm. Temporary heaters are a common tool used for warming construction sites. Although these heaters can be effective, they also carry several risks.

Business Insurance

Business

Hurrican Ida makes landfall, bringing flooding and destruction

Hurricanes and tropical storms pose significant safety risks, and it’s vital to be properly prepared throughout hurricane season. As the tropics heat up, here area few tips to help you stay safe before, during and after tropical storms, depressions and hurricanes.

Personal Insurance

Personal

Pre-existing condition exclusions

The Affordable Care Act (ACA) amended the rules regarding pre-existing condition exclusions in the Health Insurance Portability and Accountability Act of 1996 (HIPAA).

Employee Benefits

Benefits

10 Fall home maintenance tips

Fall means doing home maintenance before winter. By taking the time to maintain your home each season, you can keep common household problems at bay.

Personal Insurance

Personal

Health plan notices - rules for electronic delivery

Employers are increasingly using electronic media in connection with their employee benefit plans, including their group health plans. In general, federal law allows employers to provide most health plan notices electronically, provided they comply with certain rules regarding electronic delivery.

Employee Benefits

Benefits

Cyber liability coverage in the construction industry

In recent years, cyber incidents have surged in both cost and frequency. Although employers within the construction industry may think that their cyber exposures are minimal, this often isn’t the case. Rather, such vulnerabilities can come from a variety of different avenues and lead to devastating damages.

Business Insurance

Business

Personal lines insights - September 2021

Securing your personal devices, protecting your vehicle from theft, and eliminating household radon dangers. Click the link below to read more on tips for protecting your personal items this fall.

Personal Insurance

Personal

Affordability percentages will decrease for 2022

On Aug. 30, 2021, the IRS issued Revenue Procedure 2021-36 to index the contribution percentages in 2022 for determining affordability of an employer’s plan under the Affordable Care Act(ACA).