Start-Up Programs
Protection at every stage.
In the start-up world, you are faced with a myriad of tasks - fundraising, development, hiring, real estate, IP, and more. Sometimes this all takes place before the product or service is even launched. Christensen Group understands the unique dynamics founders face and the hustle involved to make a dream a reality.
Our expansive partnerships with underwriters across the industry allows us to understand the nature of start-ups and how to custom design programs. Whether it is Directors & Officers Liability, Errors & Omissions, Cyber and Data Privacy, General Liability, our experienced team members will help you navigate what makes sense for your business - what to buy, when to buy it, and why.
Common questions from start-ups
Having the right insurance helps protect you from the unknown, but that doesn't mean you should be over insured. Finding the right balance is a unique challenge that requires empathetic guidance about the many options and trade-offs. With our deep experience helping young companies, we've seen that most start-ups have many of the same questions.
Do I even need insurance yet?
When do I need to provide health insurance?
Should I buy directors & officers liability insurance?
Are there any specific coverages that investors look for?
WHat our clients are saying
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How to stay protected when...
As experienced agents for young businesses, we understand the unique exposures you face. We think about the unexpected, so you don't have to.
Cyber Liabilty
Directors & Officers
General Liability
Workers Compensation
Intellectual Property
Errors & Omissions

Meet your Start-up Programs expert
Meet the entire teamCoverage Types
We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in your industry.
- General Liability
- Cyber Liability
- Errors & Omissions
- Privacy
- Media
- Property
- Umbrella/Excess Liability
- Crime
- Inland Marine/Equipment
- Workers Compensation
- Stop Gap Liability
- Commercial Automobile
- Product Liability
- Environmental Impairment Liability
- Unmanned Aerial Vehicles/Drones
- Employment Practices including Third Party
- Foreign Package: General Liability, Auto & Workers Compensation

Proud supporter of BETA.
Christensen Group is proud to sponsor and help BETA foster a vibrant start-up community in the Twin Cities. BETA provides Minnesota-based founders from the top local tech startups with the resources and relationships required to scale their business.
How to
get started.
We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.
Discovery
We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.
Deep dive
Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.
Custom plan
Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.
Price & bind
Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.
Speak with a start-up programs expert.
Talk with us today%20(1).webp)