Start-up Insurance Programs with Christensen Group

Connect with us
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Business insurance

Start-Up business Insurance

Protection at every stage.

In the start-up world, you’re faced with a myriad of tasks - fundraising, development, hiring, real estate, IP, and more. Sometimes this all takes place before the product or service is even launched. Proper start-up insurance can be the last thing on your mind as a new business owner. Christensen Group understands the unique dynamics startup founders face and the hustle involved to make a dream a reality.

Our expansive partnerships with underwriters across the industry allows us to understand the nature of start-ups and design custom insurance plans for start-ups that will protect you properly from the start and provide peace of mind.

Whether it’s Directors & Officers Liability, Errors & Omissions, or Cyber Liability Insurance and Data Privacy, our experienced team members will help you navigate what makes sense for your start-up business - what to buy, when to buy it, and most importantly, why.

Talk with us today

Common start-up insurance questions

Having the right startup insurance helps protect you from the many unknowns that come with a new business venture, but that doesn't mean you should be over insured. Finding the right balance is a unique challenge that requires empathetic guidance about the many options and trade-offs for start-up coverage. With our deep experience helping young companies, we've seen that most start-ups have many of the same questions.

Do start-ups need insurance right away?

When do I need to provide health insurance?

Should I buy directors & officers liability insurance?

Are there any specific coverages that investors look for?

Get answers to all your questions

WHat our start-up business clients are saying


The team at Christensen Group has been such a valuable resource for our start-ups. Not only are they knowledgeable and helpful, but their supportive, empathetic, consultative approach is just what young companies need. Their guidance has been helpful for our companies at every stage of the start-up life cycle. We look forward to our continued relationship with Christensen Group.

Reed Robinson, Founder
Groove Capital
Smiling Christensen Group Insurance agent in a meeting

you'll be glad you have start-up insurance when...

As experienced agents for young businesses, we understand the unique exposures you face. We think about the unexpected, so you don't have to.

Cyber Liability

When your client's data is breached on a third party system.
Icon for Directors and Officers coverage with Christensen Group Insurance

Directors & Officers

When your leadership compensation structure needs to be updated.
Icon for General Liability at Christensen Group Insurance

General Liability

When a lawsuit from a single client could put your business underwater.
Icon for Workers Compensation coverage with Christensen Group Insurance

Workers Compensation

When you first start hiring employees as your business continues growing.
Icon for Intellectual Propert coverage with Christensen Group Insurance

Intellectual Property

When a competitor steals your intellectual property or product.
Icon for Errors and Ommissions coverage with Christensen Group Insurance

Errors & Omissions

When your product doesn't deliver as originally expected.
Group of smiling Christensen Group Insurance employees
Icon for Coverage Types Provided by Christensen Group Insurance

types of insurance coverage for start-up businesses

We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in your industry.

  • General Liability
  • Cyber Liability
  • Errors & Omissions
  • Privacy
  • Media
  • Property
  • Umbrella/Excess Liability
  • Crime
  • Inland Marine/Equipment
  • Workers Compensation
  • Stop Gap Liability
  • Commercial Automobile
  • Product Liability
  • Environmental Impairment Liability
  • Unmanned Aerial Vehicles/Drones
  • Employment Practices including Third Party
  • Foreign Package: General Liability, Auto & Workers Compensation
BETA,mn logo

Proud supporter of BETA.

Christensen Group is proud to sponsor and help BETA foster a vibrant start-up community in the Twin Cities. BETA provides Minnesota-based founders from the top local tech start-ups with the resources and relationships required to scale their business.

How to
get started.

We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.



We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.


Deep dive

Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.


Custom plan

Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.


Price & bind

Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.

Speak with a start-up insurance expert.

Talk with us today