Protection at every stage.
In the start-up world, you’re faced with a myriad of tasks - fundraising, development, hiring, real estate, IP, and more. Sometimes this all takes place before the product or service is even launched. Proper start-up insurance can be the last thing on your mind as a new business owner. Christensen Group understands the unique dynamics startup founders face and the hustle involved to make a dream a reality.
Our expansive partnerships with underwriters across the industry allows us to understand the nature of start-ups and design custom insurance plans for start-ups that will protect you properly from the start and provide peace of mind.
Whether it’s Directors & Officers Liability, Errors & Omissions, or Cyber Liability Insurance and Data Privacy, our experienced team members will help you navigate what makes sense for your start-up business - what to buy, when to buy it, and most importantly, why.
Common start-up insurance questions
Having the right startup insurance helps protect you from the many unknowns that come with a new business venture, but that doesn't mean you should be over insured. Finding the right balance is a unique challenge that requires empathetic guidance about the many options and trade-offs for start-up coverage. With our deep experience helping young companies, we've seen that most start-ups have many of the same questions.
Do start-ups need insurance right away?
When do I need to provide health insurance?
Should I buy directors & officers liability insurance?
Are there any specific coverages that investors look for?
you'll be glad you have start-up insurance when...
As experienced agents for young businesses, we understand the unique exposures you face. We think about the unexpected, so you don't have to.
Directors & Officers
Errors & Omissions
types of insurance coverage for start-up businesses
We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in your industry.
- General Liability
- Cyber Liability
- Errors & Omissions
- Umbrella/Excess Liability
- Inland Marine/Equipment
- Workers Compensation
- Stop Gap Liability
- Commercial Automobile
- Product Liability
- Environmental Impairment Liability
- Unmanned Aerial Vehicles/Drones
- Employment Practices including Third Party
- Foreign Package: General Liability, Auto & Workers Compensation
Proud supporter of BETA.
Christensen Group is proud to sponsor and help BETA foster a vibrant start-up community in the Twin Cities. BETA provides Minnesota-based founders from the top local tech start-ups with the resources and relationships required to scale their business.
We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.
We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.
Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.
Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.
Price & bind
Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.