Truck, Trailer & Heavy Equipment Dealer Insurance
Specialized Coverage for Heavy Equipment Dealers
Traditional auto dealer insurance just won't cut it for your truck, trailer, and heavy equipment business. Unlike standard car dealerships, you face unique challenges including:
High-value inventory: Expensive trucks, trailers, and construction equipment require specialized coverage to protect your significant investment.
Skilled workforce: Liability for injuries to your technicians and mechanics necessitates proper insurance.
Sophisticated customer base: Complex financing and potential cargo risks demand tailored coverage solutions.
Christensen Group understands these unique risks and offers comprehensive truck dealer & heavy equipment insurance solutions specific to your needs.
Benefits of a Truck & Heavy Equipment Insurance Policy
- Reduced Costs: We work with a network of top insurers to secure competitive heavy equipment insurance rates and explore cost-saving solutions.
- Broad Coverage: Our customized policies cover a wide range of risks, from property damage and general liability to inland marine and garage liability.
- Expert Guidance: Our team will navigate the complex insurance landscape, ensuring you have the right coverage in place.
Truck Dealer Insurance Through Christensen Group
We understand the challenges you face. Unlike standard auto insurance, your dealership requires coverage for expensive equipment, potential on-site hazards, and even employee-related risks. Our experienced team, with expertise in underwriting, claims, and alternative risk transfer, can craft a comprehensive heavy equipment insurance plan to protect your assets and minimize downtime.
Our Experience in Numbers
Our team helps clients insure over $200M of inventory across the nation.
Our team has access to coverage in all 50 states, and has experience working on accounts across the country.
Our team has over 115 years of cumulative experience serving clients of all sizes in the Truck, Trailer & Heavy Equipment sales and service industries.
WHat our clients are saying
How to stay protected when...
As experienced agents for the Truck, Trailer & Heavy Equipment sector, we understand the unique exposures you face. We think about the unexpected, so you don't have to.
Dealer's Open Lot
BUSINESS INTERRUPTION
Contingent LIABILITY & PHYSICAL DAMAGE
Pollution
Garagekeepers
Workers Compensation
Meet your Truck, Trailer & Heavy Equipment Team
Meet the entire teamCoverage Types
We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in the truck, trailer and heavy equipment industries..
- Acts, Errors, and Omissions
- Auto Dealer’s
- Automobile
- Builder’s Risk
- Business Interruption/Extra Expense
- Captives
- Contingent Lease/Rental Liability & Physical Damage
- Crime
- Data Privacy/Cyber Liability
- Dealer’s Open Lot
- Director’s & Officers Liability
- Employment Practices Liability
- Fiduciary Liability
- Garagekeeper’s
- Inland Marine
- Parametric Wind/Hail
- Property
- Pollution Liability
- Self-Insured Programs
- Surety Solutions
- Trailer Interchange
- Umbrella/Excess Liability
- Workers Compensation
Proud Member of MTA & NATDA.
Christensen Group is a proud member of both the Minnesota Trucking Association and the North American Trailer Dealers Association.
How to
get started.
We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.
Discovery
We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.
Deep dive
Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.
Custom plan
Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.
Price & bind
Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.
Speak with a truck, trailer & heavy equipment industry expert.
Talk with us today%20(1).webp)