Truck, Trailer & Heavy Equipment Dealer Insurance with Christensen Group

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Business insurance

Truck, Trailer & Heavy Equipment Dealer Insurance

Specialized coverage for your unique needs.

Truck, Trailer, and Heavy Equipment dealers are faced with significant exposures due to elevated inventory costs, skilled workforce, and a sophisticated customer base. This industry is vastly different than private passenger auto dealerships, and there are only a limited number of markets available.

Christensen Group’s team of experts has a thorough understanding of the risks you face and will help you control costs associated with these risks through creative solutions tailored to your company. Our team brings a variety of experiences throughout the insurance industry including Underwriting, Claims, and Alternative Risk Transfer. This experience supports our ability to help you navigate the marketplace effectively and efficiently.

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Our Experience in Numbers

Insured Inventory Value

Our team helps clients insure over $200M of inventory across the nation.

States Served

Our team has access to coverage in all 50 states, and has experience working on accounts across the country.

years of experience

Our team has over 115 years of cumulative experience serving clients of all sizes in the Truck, Trailer & Heavy Equipment sales and service industries.

WHat our clients are saying


Christensen Group has been very responsive and knowledgeable on all our insurance needs.  We were hesitant to change providers, but are extremely happy with the change. They have brought a lot of new ideas and solutions to reduce our exposure and streamline our insurance processes.

Mark Habben, President
Crossroads Trailer Sales & Service
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How to stay protected when...

As experienced agents for the Truck, Trailer & Heavy Equipment sector, we understand the unique exposures you face. We think about the unexpected, so you don't have to.

Dealer's Open Lot

When a storm hits your lot and damages inventory, you want to ensure the financial impact on the business fits the risk tolerance of your company.
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When a fire destroys a service garage and causes you to move to a temporary location while crews prepare the site for reconstruction.
Icon for Contingent Lease, Rental Liability and Physical Damage coverage with Christensen Group Insurance


When a lessee gets in an accident with your vehicle, and the loss is excluded on their liability insurance.
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When an employee is loading hazardous waste, and one of the drums tips and spills into a nearby drain, causing pollutants to impact the ground water.
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When a windstorm causes a tree to fall on a customer’s vehicle sitting in the lot.
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Workers Compensation

When one of your sales team members is walking through the lot, and they slip and fall on a patch of ice.
Group of smiling Christensen Group Insurance employees
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Coverage Types

We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in the truck, trailer and heavy equipment industries..

  • Acts, Errors, and Omissions
  • Auto Dealer’s
  • Automobile
  • Builder’s Risk
  • Business Interruption/Extra Expense
  • Captives
  • Contingent Lease/Rental Liability & Physical Damage
  • Crime
  • Data Privacy/Cyber Liability
  • Dealer’s Open Lot
  • Director’s & Officers Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Garagekeeper’s
  • Inland Marine
  • Parametric Wind/Hail
  • Property
  • Pollution Liability
  • Self-Insured Programs
  • Surety Solutions
  • Trailer Interchange
  • Umbrella/Excess Liability
  • Workers Compensation
North American Trailer Dealers Association LogoMinnesota Trucking Association Logo

Proud Member of MTA & NATDA.

Christensen Group is a proud member of both the Minnesota Trucking Association and the North American Trailer Dealers Association.

How to
get started.

We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.



We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.


Deep dive

Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.


Custom plan

Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.


Price & bind

Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.

Speak with a truck, trailer & heavy equipment industry expert.

Talk with us today