Christensen Group Insurance

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Business insurance

Hospitality & Restaurant Insurance

Hospitality & restaurant programs.

The hospitality and restaurant industry faces unique challenges managing risk, covering employees, and controlling costs. Whether your business is a food truck or national franchise, small brew pub, or a large multi-owned hotel, we know you have a lot on your plate. Our team of experts will help you assess your exposures, protect your assets, and provide creative solutions to help you grow your business into the future with confidence.

For nearly seven decades, we have been cultivating relationships with carrier partners across the nation, granting us unique access to programs that are specifically tailored to the hospitality and restaurant world. Connect with one of our specialists today.

Talk with us today

Our experience in numbers

350+
Restaurant Brands Covered

Christensen Group consults and covers over 350 restaurant brands in North America.

30+
States we have covered

Christensen Group protects restaurants in  more than 30 states across the United States.

3
James Beard Nominees

We are proud of our clients who have been nominated by the prestigious James Beard Foundation for their outstanding culinary work.

WHat our clients are saying

"

I’ve worked with a number of insurance agencies over the years and I’ve found Christensen Group to be the most thorough, responsive and knowledgeable.  I trust them to properly represent and advise on our insurance needs.

Kam Talebi, Founder & Ceo
Kaskaid Hospitality
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How to stay protected when...

As experienced agents in the Hospitality & Restaurants sector, we understand the unique exposures you face. We think about the unexpected, so you don't have to.

EMployment Practices

When your employee sues you for not calculating overtime pay properly.
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Spoilage

When a weather event causes a sudden a closure and spoils a large inventory of food.
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Property

When a hotel guest hangs clothing on a sprinkler head, triggering the system.
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Pollution

When an undiscovered water leak leads to mold and sickens guests.
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Trade Name Restoration

When your revenue is impacted by adverse media attention due to an outbreak of salmonella.
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Cyber Liability

When a hacker infiltrates your system, stealing personal data and freezing your POS system.
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Coverage Types

We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in your industry.

  • Active Shooter
  • Alcohol - Selling Price
  • Brewers & Vitners Spoilage, Contamination, Leakage
  • Buildings, Personal Property & Equipment
  • Business Income
  • Coastal Property Exposure
  • Crime
  • Cyber Liability
  • Directors & Officers / Fiduciary
  • Employee Benefits Liability
  • Employment Practices
  • Equipment Breakdown
  • Fine Arts
  • Flood
  • General Liability
  • Hired & Non Owned Food Delivery
  • Hospitality Errors & Omissions
  • Liquor Liability
  • Owned Automobiles
  • Pollution Liability
  • Product Recall
  • Signs, Decks, Patios and Tents
  • Spoilage
  • Terrorism
  • Trade Name Restoration
  • Umbrella
  • Utility Service – Direct & Indirect
  • Valet Parking
  • Weather - Special Event Coverage
  • Workers Compensation

How to
get started.

We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.

1

Discovery

We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.

2

Deep dive

Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.

3

Custom plan

Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.

4

Price & bind

Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.

Speak with a hospitality & restaurants insurance expert.

Talk with us today