Insurance renewal checklist: What business owners need to review now
June 19, 2026
Business
Business Insurance
Hospitality & Restaurants
Business Insurance
Hospitality & Restaurants
The hospitality and restaurant industry faces unique challenges managing risk, covering employees, and controlling costs. Whether you run a food truck or a national franchise, our team will help you assess exposures, protect your assets, and grow your business with confidence. For nearly seven decades, we've been cultivating carrier relationships nationwide, giving us unique access to programs tailored specifically to the hospitality and restaurant world.
COVERAGE TYPES
- Active Shooter
- Alcohol - Selling Price
- Brewers & Vitners Spoilage, Contamination, Leakage
- Buildings, Personal Property & Equipment
- Business Income
- Coastal Property Exposure
- Crime
- Cyber Liability
- Directors & Officers / Fiduciary
- Employee Benefits Liability
- Employment Practices
- Equipment Breakdown
- Fine Arts
- Flood
- General Liability
- Hired & Non Owned Food Delivery
- Hospitality Errors & Omissions
- Liquor Liability
- Owned Automobiles
- Pollution Liability
- Product Recall
- Signs, Decks, Patios and Tents
- Spoilage
- Terrorism
- Trade Name Restoration
- Umbrella
- Utility Service – Direct & Indirect
- Valet Parking
- Weather - Special Event Coverage
- Workers Compensation
- Active Shooter
- Alcohol - Selling Price
- Brewers & Vitners Spoilage, Contamination, Leakage
- Buildings, Personal Property & Equipment
- Business Income
- Coastal Property Exposure
- Crime
- Cyber Liability
- Directors & Officers / Fiduciary
- Employee Benefits Liability
- Employment Practices
- Equipment Breakdown
- Fine Arts
- Flood
- General Liability
- Hired & Non Owned Food Delivery
- Hospitality Errors & Omissions
- Liquor Liability
- Owned Automobiles
- Pollution Liability
- Product Recall
- Signs, Decks, Patios and Tents
- Spoilage
- Terrorism
- Trade Name Restoration
- Umbrella
- Utility Service – Direct & Indirect
- Valet Parking
- Weather - Special Event Coverage
- Workers Compensation
Expertise that adds up
Our specialty by the numbers
Restaurant Brands Covered
350+
restaurant brands covered in North America
States we have covered
30+
states with protection across the United States
James Beard Nominees
3
James Beard Foundation nominations across our clients
our team
Your hospitality experts
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Trusted by those we serve
What our clients say
I’ve worked with a number of insurance agencies over the years and I’ve found Christensen Group to be the most thorough, responsive and knowledgeable.  I trust them to properly represent and advise on our insurance needs.
Kam Talebi, Founder & CEO
Kaskaid Hospitality
How we work
A process built around your business
Partner with a broker who puts you first.
Protect your company’s assets, reputation, and growth with customized insurance solutions that fit your unique risks.
Talk With Us Today →news, events & articles
Actionable insights from trusted advisors
9855 West 78th St, Suite 100
Eden Prairie, MN 55344
(800) 923-4088
© 2026 Christensen Group Insurance