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Learn Medicare Part D compliance requirements for employers, including creditable coverage notices, CMS disclosures, deadlines, and 2027 changes.
Flat deductibles are disappearing in Minnesota. Learn how percentage-based wind and hail deductibles work, what they cost for a real MN home, and your options.
Learn how tabletop exercises can test your business continuity plan, uncover gaps, improve emergency response, and strengthen operational resilience.
Learn why auto insurance premiums are rising in 2026, ways to manage costs, and child passenger safety tips for car seats and boosters.
Is your business exposed when a customer can't — or won't — pay?
Beginning in 2014, the Affordable Care Act (ACA) prohibits group health plans and group health insurance issuers from applying any waiting period that exceeds 90 days. This waiting period limit does not require an employer to offer coverage to any particular employee or class of employees, including part-time employees. It only prevents an otherwise eligible employee (or dependent) from having to wait more than 90 days before coverage under a group health plan becomes effective.
Since classic and antique vehicles are all so different, your insurance coverage will be specific to your vehicle and how often you plan to use it. There are many considerations which you and Christensen Group Insurance will discuss while creating a policy to suit your classic car.
While being involved in the construction process for a new building or structure is exciting, it also carries numerous risks. Fortunately, that’s where builders risk insurance can help. Here’s an overview of what builders risk insurance covers, how it works and who needs it.
Some retirement plan expenses can be paid for with plan assets — but many can’t. Which are the “reasonable and necessary” retirement plan expenses that can be paid out of plan assets?
If you are considering renting out your home, take the following considerations to heart before doing so. In this article, you will learn the renting to do's and how to protect your personal property.
Insurance is one of the most important tools available to help farmers control their unique risks. That’s why most have some form of farm liability insurance. Put simply, farm liability insurance protects farmers and their assets from lawsuits and losses caused by bodily injury and property damage.
To help you develop a better understanding of your auto insurance policy, here are six types of coverage that it may include.
As a retirement plan sponsor, you want your employees to save the most they can in order to reach their maximum retirement potential. A significant amount of research says that you can improve both employee participation and their saving rates.
An overwhelming majority of states require individuals to carry insurance in order to operate a vehicle. While meeting these minimum limits may be enough to get you on the road, they may be inadequate if you are involved in a serious accident.
Our honest approach to insurance ensures transparent coverage you can rely on. Protect what matters most with a policy tailored specifically for you.
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