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January 7, 2026

Cyber insurance requirements checklist

Zach Freeman joined Christensen Group in 2015. Through extensive experience in his previous role as an underwriter, Zach has specialties across the liability spectrum. His primary focus at Christensen Group spans Management Liability (Directors & Officers/Employment Practices/Fiduciary/Crime), Cyber Liability, Professional Liability/Errors & Omissions, Social Services/Non-Profits Organizations, Habitation/Multi-Family Housing, and Restaurants/Retail Industries.

Is your business prepared for today’s tougher underwriting standards?

Cyber insurers are tightening requirements—and many organizations are being denied coverage, hit with higher premiums, or forced to accept reduced limits because they can’t meet baseline security controls.

To help businesses stay ahead of rapidly changing cyber underwriting expectations, we've created a FREE cyber insurance requirements checklist—your practical guide to the core security controls underwriters expect you to have in place before quoting or binding coverage.

This checklist helps you:

  • Identify potential gaps in your cybersecurity posture
  • Prepare for renewals and new applications
  • Reduce premium volatility
  • Strengthen insurability and improve underwriting outcomes
  • Protect your business from ransomware, data breaches, and operational downtime

Get the FREE checklist today to evaluate your readiness in less than 10 minutes!

What’s inside the checklist

Our comprehensive guide walks you through the most current carrier-required controls across 10 key areas:

  1. Identity & Access Management
  2. Endpoint & Device Security
  3. Network Defense
  4. Backups & Data Protection
  5. Patch & Vulnerability Management
  6. Email Security & Anti-Phishing
  7. Incident Response & Business Continuity
  8. Security Awareness Training
  9. Vendor Management
  10. Governance & Compliance

You’ll also receive a quick self-assessment scoring tool to see exactly where you stand.

Why businesses trust Christensen Group

As one of the largest independent insurance brokerages in the Midwest, Christensen Group helps organizations navigate the complexities of cyber insurance with:

  • Dedicated cyber insurance specialists
  • Pre-application readiness reviews
  • Coverage benchmarking and comparison
  • Guidance on reducing premiums and improving insurability
  • Access to vetted cybersecurity partners

We combine insurance expertise with real-world cyber risk experience—giving your business a competitive advantage in today’s challenging market.

Ready to strengthen your cyber insurance strategy?

Download the checklist now and take the first step toward becoming a more cyber-resilient—and insurable—organization.

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