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The use of claims data to analyze costs, utilization, and risks within benefit programs.
Pays medical expenses for injured passengers regardless of fault.
The portion of a loss the policyholder must pay before insurance coverage applies.
Savings accounts designed to help families build tax-advantaged savings for children’s future needs.
Medicare Advantage plans for people with specific chronic conditions or financial needs.
Period when insurance premiums rise due to increased claims or reduced insurer capacity.
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