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The use of claims data to analyze costs, utilization, and risks within benefit programs.
Evaluation of whether an employer should self-fund its health benefits.
Extra liability insurance that goes beyond the limits of auto or homeowners policies.
Savings accounts designed to help families build tax-advantaged savings for children’s future needs.
Period when insurance premiums rise due to increased claims or reduced insurer capacity.
Coverage for renting a vehicle after a covered loss.