It's not business.

It's personal.

Personal insurance

with Christensen Group

Protecting your cherished assets is deeply personal, and we don't take that responsibility lightly. Christensen Group will help identify your potential property and liability exposures, and present focused solutions you can depend on. We work with clients throughout the United States and abroad. And when your kids grow up, we'll take care of them too. When accidents happen, we'll help pick up the pieces.

Countless options.
We'll find you the best one.

RIGHT COVERAGE. Right price.

As an independent agency, we represent a multitude of insurance companies to ensure that you have the best insurance program that meets your needs. Connect with a member of our team today to find your best solution.

So you're looking for Personal Insurance?

Here's what you can expect working with us.


We want to get to know you, to find out what you need protecting, and where you have exposure.


Not all carriers are created the same — and we know who's good at what.


We'll present you with all of the  options, and guide you in the right direction. We make complex decisions easier on you.


Getting a new car? Buying a new house? We're here to help with any policy changes.

Meet Some of your Personal Insurance Team
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Valuable Protection for your Valuables

Christensen Group Personal Insurance - Home

Protection for your home and belongings, wherever they may be. Liability coverage to protect your net worth.

Christensen Group Personal Insurance - Auto

Ford Fiesta? Honda Odyssey? Lamborghini Aventador? We cover it all.

Christensen Group Personal Insurance - Watercraft

Protection for your jetskis, fishing boats, and if you're lucky, yachts.

Christensen Group Personal Insurance - Collections

Whether it's baseball cards or fine jewelry, silverware or wine, we'll cover your quirky or mainstream collections.

Christensen Group Personal Insurance - Flood

Weather events are becoming stronger and more regular. We'll make sure you're prepared for the storm.

Christensen Group Personal Insurance - Claims Handling

Claims Handling

What to do when life happens...

For the most efficient claims processing and payment, working directly with the carriers is our recommended process. That said, we'll never leave you out to dry. As your independent agent, we are your advocate during policy negotiations and during the claims process. Whether you have questions about the claims process or a carrier's response, we are always here to answer your questions and make sure you have a positive insurance experience.

Christensen Group:

The freedom of choice.

As an independent agent we work with hundreds of carriers to help find the best policy for your specific needs.

Personal INsurance Carrier Partners >

Frequently Asked Personal Insurance Questions

If I purchase a property outside of Minnesota or move to another state, will CG be able to continue writing my insurance coverage?

In most cases, yes we will. Our agency is licensed in most states and have companies available to write with. Please be sure to contact us if this is your situation to see if we can help.

How are my premiums determined?

Your policy premiums are dependent on three primary variables: insurance carrier capacity, your exposures, and your loss experience. If there’s a shortfall of capital in the insurance marketplace, the cost of all insurance will be high. The more property you have to insure or the more exposures to loss you have, the higher your premiums. The higher your historic losses, the less likely insurers will want to take on your risk, thereby increasing your premiums.

Christensen Group is here to answer all of your insurance questions.