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Life insurance is the one product you hope to never use — but should something happen to you, it's the asset that provides financial security for those who depend on you. The right amount of coverage varies for everyone, depending on your unique circumstances, immediate obligations, and long-term income needs.

COVERAGE TYPES
  • Automobile
  • Buildings & Personal Property
  • Cargo
  • Cyber Liability
  • D&O
  • Equipment Breakdown
  • Employment Practices Liability
  • Errors & Omissions/Professional Liability
  • Excess
  • Ingestion Coverage
  • Livestock
  • Loss of Income & Extra Expense
  • Overspray
  • Pollution Liability
  • Product Recall
  • Reefer Breakdown
  • Rental Expense
  • Spoilage/Contamination
  • Spoilage/Contamination
  • Theft/Dishonesty
  • Trailer Interchange
  • Workers Compensation
  • Wrongful Delivery
Expertise that adds up

Our specialty by the numbers

years of experience

80+

years of cumulative experience servicing all kinds of construction clients
pieces of equipment

15k+

pieces of construction equipment insured across the nation
construction clients

1,350+

clients ranging from real estate developers, general contractors & subcontractors all over the country
our team

Your personal life insurance expert

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Randy Morgan

Randy Morgan

Senior Vice President
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Trusted by those we serve

What our clients say

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This is our second year doing business with The Christensen Group. Micah and his team have been outstanding in handling our needs. I would highly recommend them for your insurance needs.

Linda C.
CG Business Insurance Client

Outstanding service and clear, professional communication! Mark and Brandon were amazing to work with, always patient, honest, and responsive. I truly appreciated their support and positive attitude. Highly recommend!

Lq W.
CG Business Insurance Client

Christensen Group brought all our businesses together under one master policy, saving us time and simplifying our coverage. They took the time to understand our unique needs, communicated proactively, and made the process seamless. We feel confident our business is in caring, capable hands.

Adam D.
CG Business Insurance Client

Professional, attentive and courteous. Calls are systematically returned the same day and, when appropriate, within the hour.

A.F.
CG Business Insurance Client

Working with Nathan Lortz has been a wonderful experience. His hard work, commitment, and communication have made me feel genuinely welcomed and supported by Christensen Group. I hope others have the opportunity to experience that same level of care.

Josh S.
CG Business Insurance Client

Micah Salas and the team at The Christensen Group have been outstanding for our business. Micah and his team are responsive, proactive, and makes renewals and COIs quick and painless. He found us the right coverage at a fair price and explains everything clearly. Highly recommend.

Chad M.
CG Business Insurance Client
How we work

Our expertise and strategy

01

Term life insurance

Term insurance is temporary and only provides pure death benefit protection for a specific period of time. Term insurance is the most affordable and does not accumulate cash value.

02

Permanent life insurance

Permanent insurance is designed to provide lifetime protection. The initial premium for Permanent is higher than Term, but it has the potential to accumulate cash value that can be accessed to help with any lifetime needs.

03

Income protection

Were we ever to suffer a long-term illness or accident, many of us would be unable to keep up with the cost of a mortgage, rent, or car payments. Income protection is an insurance policy that is designed to provide regular payouts to replace a portion of your income until you are able to return to work or retire.

04

Estate planning

Estate planning is the act of determining how a person's assets will be managed and distributed after their death. This often includes properties, vehicles, personal possessions, savings, debt, and life insurance.

05

Future & final costs

Steep medical bills, burial costs, and other end-of-life expenses can be incredibly burdensome on your loved ones. With Future & Final Cost Insurance, you can set aside the money needed to cover these expenses so no one else has to.

Partner with a broker who puts you first.

Protect your assets, reputation, and future with customized insurance solutions that fit your unique risks.

Talk With Us Today →
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9855 West 78th St, Suite 100
Eden Prairie, MN 55344
(800) 923-4088

© 2026 Christensen Group Insurance