Christensen Group Insurance
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Business Insurance

Start-Ups

Business Insurance

Start-Ups

Business Insurance

Agribusiness

In the start-up world, insurance is often the last thing on your mind — but Christensen Group understands the unique hustle founders face. Our expansive underwriter partnerships allow us to design custom plans that protect you from day one, whether that's Directors & Officers Liability, Errors & Omissions, or Cyber Liability and Data Privacy.

But protection is only part of the equation. We also work alongside you to assess your total cost of risk — weighing insurance premiums against retained risk, operational exposure, and the hidden costs that can quietly erode runway. That broader view often surfaces opportunities to adjust your business model itself: how you structure contracts, where you shift liability, which risks are best transferred, and which are better mitigated through operations. The result is a risk strategy that scales with you, rather than a one-size-fits-all policy that simply checks a box.

Our team will help you navigate what to buy, when to buy it, and most importantly, why.

COVERAGE TYPES
  • General Liability
  • Cyber Liability
  • Errors & Omissions
  • Privacy
  • Media
  • Property
  • Umbrella/Excess Liability
  • Crime
  • Inland Marine/Equipment
  • Workers Compensation
  • Stop Gap Liability
  • Commercial Automobile
  • Product Liability
  • Environmental Impairment Liability
  • Unmanned Aerial Vehicles/Drones
  • Employment Practices including Third Party
  • Foreign Package: General Liability, Auto & Workers Compensation
  • General Liability
  • Cyber Liability
  • Errors & Omissions
  • Privacy
  • Media
  • Property
  • Umbrella/Excess Liability
  • Crime
  • Inland Marine/Equipment
  • Workers Compensation
  • Stop Gap Liability
  • Commercial Automobile
  • Product Liability
  • Environmental Impairment Liability
  • Unmanned Aerial Vehicles/Drones
  • Employment Practices including Third Party
  • Foreign Package: General Liability, Auto & Workers Compensation
Expertise that adds up

Our specialty by the numbers

vehicles covered

500k

cars, bikes, scooters, vans, golf vehicles, motorcycles, and other products covered
years of experience

25

years in the products liability space, with a cumulative 15 years in the sharing economy and micromobility space
states

50

states covered, and on most continents with our international partners
our team

Your start up experts

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the industry’s best

Proud supporter of BETA and Groove Capital

Christensen Group is proud to sponsor organizations that fuel the Twin Cities start-up ecosystem. BETA and Groove Capital have backed nearly 100 companies over its first five years, and together these partnerships give Minnesota's early-stage founders and investors the platform, resources, and relationships they need to connect, learn, and scale their businesses.

Trusted by those we serve

What our clients say

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This is our second year doing business with The Christensen Group. Micah and his team have been outstanding in handling our needs. I would highly recommend them for your insurance needs.

Linda C.
CG Business Insurance Client

Outstanding service and clear, professional communication! Mark and Brandon were amazing to work with, always patient, honest, and responsive. I truly appreciated their support and positive attitude. Highly recommend!

Lq W.
CG Business Insurance Client

Working with the Christensen Group has been amazing! They were able to bring all of our businesses together and consolidate them into one master policy. This saved a lot of time and also shows their expertise in the industry. It’s rare these days to find a group who truly takes the time to understand the unique structure and needs of your organization. Their proactive communication, attention to detail, and genuine partnership mindset have made the entire process seamless and efficient. We’re confident knowing our coverage is comprehensive, well-managed, and in the hands of professionals who genuinely care about our business. Highly recommend the Christensen Group team!

Adam D.
CG Business Insurance Client

Professional, attentive and courteous. Calls are systematically returned the same day and, when appropriate, within the hour.

A.F.
CG Business Insurance Client

Having the pleasure of being a client to Nathan Lortz for awhile now has been such a positive experience. He truly defies what hard-work, commitment, communication, and relationship mean. I hope many others get the opportunity to be welcomed into the Christensen Group Insurance family the way Nathan has welcomed me. Thank you for everything, Nathan!

Josh S.
CG Business Insurance Client

Micah Salas and the team at The Christensen Group have been outstanding for our business. Micah and his team are responsive, proactive, and makes renewals and COIs quick and painless. He found us the right coverage at a fair price and explains everything clearly. Highly recommend.

Chad M.
CG Business Insurance Client

Partner with a broker who puts you first.

Protect your company’s assets, reputation, and growth with customized insurance solutions that fit your unique risks.

Talk With Us Today →