Home insurance provides critical financial protection for many Americans and their property. However, hard homeowners insurance market conditions have led to many policyholders seeing increased rates despite not filing claims or adjusting their coverage.

The following strategies may help homeowners lower their premiums or at least minimize any increases:

• Bundling multiple policies, such as home and auto, under a single insurance company.
• Fortifying homes against natural disasters, such as by installing storm shutters, upgrading roofs, and reducing the use of flammable materials.
• Reducing liability risk levels by removing attractive nuisances such as swimming pools, playground equipment, and firepits.
• Installing new safety features, such as security systems and smart fire alarms.

Reach out today for more home insurance resources.

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Recognize Burn Awareness Week by reducing home risks

Feb. 4-10 is National Burn Awareness Week. This year’s edition of this annual initiative focuses specifically on the dangers of flammable liquids.

To commemorate this year’s campaign, consider the following safety tips:

• Store flammable liquids in cool, well-ventilated areas where they will not be disturbed by children or pets.
• Refrain from smoking in areas where flammable liquids are present.
• Use only approved safety containers to store flammable liquids.
• Avoid pouring flammable liquids down drains. Instead, contact a hazardous material or chemical waste disposal company for assistance.
• Ensure your home has working smoke detectors and fire extinguishers rated for flammable liquid fires.

Contact us for more home safety tips.

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This newsletter is intended for informational use only. © 2024 Zywave, Inc. All rights reserved.