Should you buy rental car coverage?

Having rental car insurance coverage can help provide financial protection if the vehicle is stolen or damaged while in your care. Without coverage, you could be held personally liable for accident-related repairs, loss-of-use fees, and liability claims.

Your auto policy may cover rental cars

The liability, collision, and comprehensive policies that cover your personal vehicle may also automatically cover rentals. Policies differ, so it’s crucial to check in with your agent to understand your coverage.

If your personal auto insurance policy doesn’t provide coverage for rental cars, you are renting a vehicle abroad, or renting a high-value vehicle, your agent can help you explore adding a temporary endorsement or a stand-alone policy to provide appropriate coverage.

Contact your agent

Working directly with your agent could save you money and make the claims process easier for you if an accident or incident damages the vehicle. Contact your agent to find out if your existing auto insurance may cover rental cars.

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Tips for summer tire care

As temperatures rise, tires can face challenges that affect performance and safety. Road trips, sudden summer storms, and hot pavement can stress tires, making proper tire care crucial.

Here’s how to care for your tires this summer:

• Check tire pressure regularly, as heat can cause fluctuations and affect handling. Inspect tread depth to help ensure your tires can grip the road in summer storms.
• Check tires for signs of damage and wear, like bulges and cracks, which can worsen in higher temperatures.
• Rotate your tires according to the manufacturer’s recommendations to help promote even wear and extend their lifespan.
• Avoid overloading your vehicle, which can put extra stress on tires in hot weather.

Consult your mechanic for more detailed advice on tire care and maintenance.

This newsletter is intended for informational use only. © 2025 Zywave, Inc. All rights reserved.