Health & Human Services

with Christensen Group

We understand your unique needs.

Your industry faces unique challenges managing risk, covering employees and controlling costs whether your business is a group home, assisted living facility, in-home health care provider or chemical dependency & addiction treatment center. Our team of experts will help you assess your exposures, protect your assets and save you money to help grow your business into the future with confidence.

Our experience in numbers.


Waivered Service Providers

We work with 75 Home and Community Based Companies throughout Minnesota and the surrounding states that provide person-centered care delivered both in the home and community.

Beds Serviced

We have policies protecting over 15,000 beds in senior living, assisted living, and memory care facilities.

Home Care Clients

We have over 1,300 clients that work with companies that provide varying levels of care - companionship, homemaker or basic assistance care, physical/occupational care, and nursing care.

Things we think about so you don't have to.

As experienced agents in the Health & Human Services sector, we understand the unique exposures you face.

How to stay Protected
Workers Compensation
When an employee claims they contracted COVID 19 while at work.
Abuse and Molestation
When one of your residents alleges they have been physically abused by one of your employee’s.
Cyber Liability
When your company data is held ransom by hackers demanding payment in bitcoin.
Employer Liability
When an employee is in a car accident while a resident is in the vehicle.
Employement Practices
When your company is facing a claim for asking employees to return to work too soon during COVID 19.
General Liability
When a family member files suit against your organization for giving the wrong medication to a resident.

Christensen Group is a valued partner. Our experience with them has been top notch. Their expertise in the Health & Human Services industry is invaluable to us. What I find most impressive is their attention to each customer’s needs. They are proactive in helping us determine and minimize business risk which helps us receive excellent coverage at a competitive price.

Shannon Bock
Executive Director
Creative Care Reaching Independence

Your Health & Human Services Team
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ARRM Preferred Partner

Endorsed by ARRM as the #1 recommended insurance agency for commercial insurance & employee benefits, we are proud to be Minnesota’s leading insurance broker for Health & Human Services.

Health & Human Services

Coverage Types

We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in your industry.

  • Abuse or Molestation
  • Automobile
  • Builders Risk
  • Captives
  • Crime
  • Data Privacy/Cyber Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Foreign Coverage
  • Inland Marine
  • Kidnap & Ransom
  • Large Deductible Programs
  • Patent Insurance/Intellectual Property
  • Product Liability and Recall
  • Professional Liability/E&O
  • Property
  • Risk Purchasing Groups
  • Self-Insured Programs
  • Travel
  • Umbrella/Excess Liability
  • Volunteer Accident
  • Workers Compensation

How to get started.

We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.

01  Discovery

We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together.

02  deep dive

Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.

03  custom Plan

Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium and long term action items that will help lock in the best rates now, and for years to come.

04  Price & Bind

Plan your work, work your plan. Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.

Contact Us

Get started with a Health & Human Services Specialist

Thank you!

One of our specialists will review your information and be in touch soon!
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