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July 17, 2026
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Business Insurance
Health & Human Services
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Health & Human Services
Christensen Group provides human services insurance for Minnesota, Illinois, Kansas, and Texas organizations that care for vulnerable people. Whether you’re a 245D disability services provider, assisted living or senior living facility, in-home health care or home care agency, group home, or chemical dependency and addiction treatment center, we’re here to help. As an ARRM Preferred Partner and Minnesota’s leading broker for health and human services, our team of experts helps you assess your exposures, from abuse and molestation to professional liability and client transportation, protect your assets, and control cost as you grow.
COVERAGE TYPES
Common coverages for human services, disability, senior living, and home care providers include:
- Abuse or Molestation
- Automobile
- Builders Risk
- Captives
- Data Privacy/Cyber Liability
- Directors & Officers Liability
- Employment Practices Liability
- Fiduciary Liability
- Foreign Coverage
- Inland Marine
- Kidnap & Ransom
- Large Deductible Programs
- Patent Insurance/Intellectual Property
- Product Liability and Recall
- Professional Liability/E&O
- Property
- Risk Purchasing Groups
- Self-Insured Programs
- Travel
- Umbrella/Excess Liability
- Volunteer Accident
- Workers Compensation
- Abuse or Molestation
- Automobile
- Builders Risk
- Captives
- Data Privacy/Cyber Liability
- Directors & Officers Liability
- Employment Practices Liability
- Fiduciary Liability
- Foreign Coverage
- Inland Marine
- Kidnap & Ransom
- Patent Insurance/Intellectual Property
- Large Deductible Programs
- Product Liability and Recall
- Professional Liability/E&O
- Property
- Risk Purchasing Groups
- Self-Insured Programs
- Travel
- Umbrella/Excess Liability
- Volunteer Accident
- Workers Compensation
Expertise that adds up
By the numbers
waivered service providers
100
home and community-based companies throughout Minnesota and the surrounding states that provide person-centered care delivered both in the home and community
Beds Serviced
15k+
beds protected across senior living, assisted living, and memory care facilities
Home Care Clients
1,300+
clients that work with companies providing varying levels of care
our team
Your health and human services experts
Our Health & Human Services team has spent decades inside Minnesota’s care economy from 245D disability and home- and community-based services (HCBS) providers to senior living, assisted living, and home care operators. Led by our Senior Living Practice Leader, the team understands the licensing, staffing, transportation, and abuse-and-molestation exposures unique to organizations that care for vulnerable people.
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the industry’s best
A proud ARRM preferred partner
Endorsed by ARRM (the Association of Residential Resources in Minnesota) as the #1 recommended insurance agency for commercial insurance and employee benefits, we are proud to be Minnesota’s leading insurance broker for health and human services. We serve disability, senior living, home care, and treatment providers across the states of Minnesota, Illinois, Kansas, and Texas.
Trusted by those we serve
What our clients say
Christensen Group is a valued partner. Our experience with them has been top notch. Their expertise in the Health & Human Services industry is invaluable to us. What I find most impressive is their attention to each customer’s needs. They are proactive in helping us determine and minimize business risk which helps us receive excellent coverage at a competitive price.
Shannon Bock, Executive Director
Creative Care Reaching Independence
How we work
A process built around your business
Partner with a broker who puts you first.
Protect your company’s assets, reputation, and growth with customized insurance solutions that fit your unique risks.
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9855 West 78th St, Suite 100
Eden Prairie, MN 55344
(800) 923-4088
© 2026 Christensen Group Insurance