Better benefits.

Better people.

Employee Benefits

with Christensen Group

As a business owner, your focus is on the success of your business. You want to grow your company, outthink the competition and enhance your bottom line. To do that, you need to have great people working for you; people that are dedicated to making your business a success. If you’re looking for an edge in recruiting and staffing, start with employee benefits from Christensen Group. The solutions you’ll get go further and do more than what you have experienced in the past. 

Strategically Crafted.
Simply Delivered.

giving you the edge.

We start by asking questions, listening and observing how your business is organized. From there, we’ll work closely with your team to make sure you know how it could be better. We’re always ready to meet the changing needs in the industry. From health savings accounts to compliance alerts, a complete range of programs and services positions your business for continued growth.

So you're looking for Employee Benefits?

Here's what you can expect working with us.

1
Daily Communication

Dedicated Account Team, Employee Enrollment, Employee Resource, Claims Tracking Resolution, Coverage Change Processing, New Hire Materials, Online Portal

2
Custom Content

Customized Communications, Online Enrollment, Employee Education, Monthly Newsletters, Quarterly Seminar

3
Compliance Updates

Legal and HR Hotlines, Bi-Weekly Updates, Cobra Services, ACA, HIPPA, ERISA, Form 5500, Audit Assistance, Compliance Checklist, NFP Compliance Portal

4
Strategic Planning

Benefit Plan Renewal & Design, Detailed Claims ANalysis, Self-funding Analysis, Market Analysis, Benchmarking, Vendor Selection, ACA Analysis, Risk Management, Wellness Programs

Meet some of your Employee Benefits team

bluby@christensengroup.com
(952) 653-1186
Bio
View Bio
kwassmund@christensengroup.com
(952) 653-1040
Bio
View Bio
rschmitz@christensengroup.com
(952) 653-1051
Bio
View Bio

Our Employee Benefits Products


health

dental

life insurance

long-term care

disabilitY

Vision

Wellness

HSA

Manage risk proactively.
Not reactively.

Sharpening your plan with Claims Analytics.

Our Financial Monitoring Report brings together claims experience, paid benefits, expenses, and budgets into one financial report for gross and net costs. Up-to-date forecasting leveraged through actuarial analysis turns “data” Into “information,” giving you the ability to manage proactively, not reactively.

Frequently Asked Employee Benefits Questions

Q
At what level does the premium for company paid life insurance need to be included in the employee’s income?
A

Employers can purchase up to $50,000 of life insurance for employees without the need to add the premium to the employee’s income. Premium for any amount above $50,000 would need to be included in the employee’s income or that portion of the life insurance benefit would be considered taxable in the event of a claim.

Q
What is an Accountable Care Organization?
A

An accountable care organization (ACO) is an association of hospitals, healthcare providers and insurers in which all parties voluntarily assume financial and medical responsibility for patients. Total cost of care can run between 10% and 15% lower than a traditional “open access” network.

Q
Does the Affordable Care Act (ACA) require that a larger employer (more than 50 full time employees) offer coverage to spouses and dependent children?
A

Although most ACA language is centered around offering employees coverage that meets minimum essential benefits and affordability rules, in order to be compliant and employer must offer coverage to dependent children. An employer is not required to offer coverage to spouses under the ACA.

Christensen Group is here to answer all of your insurance questions.