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Business insurance

Child Care Insurance

Our approach: educate, guide and serve.

As a child care provider, you watch out for people's most precious asset, their children. This alone is overwhelming, but you still need to navigate the complexities of running a business, keeping up with evolving regulations, and managing a staff. On top of all this, the last thing you want to deal with is finding the right insurance coverage.

The team of child care insurance experts at Christensen Group is here to give you peace of mind. We make sure you understand your coverage options, limits, and exclusions. We get to know your business and help navigate the financial impact of your policy — like the premiums, deductible, and co-payments. Once your coverage is in place, we're an ongoing resource to make sure you have all the support you need.

Online Child Care Application

To help take the hassle out of securing insurance coverage, we've created an online application that's fast, secure and thorough. Once completed, a member of our team will review your submission before we submit to our carrier partners.

Apply online

What our clients are saying

"

The child care team at CG has made my experience amazing. They took the time to walk me through the proposal for insurance coverage. Not only did they explain the coverage well, the proposal was clear & well laid out. The verbiage was written so a client can easily understand the coverage information. I don’t feel like a number to them, but a valued customer.

Angel Even, Founder
Led By TRUTH
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How to stay protected when...

As experienced agents in the child care industry, we understand the unique exposures you face. We think about the unexpected, so you don't have to.

Worker Compensation

When one of your staff members is injured while picking up a child.
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AUtomobile

When your company vehicle is in an accident while children are present.
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Employment Practices

When an employee files suit claiming workplace harassment.
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Water Activities

When a child is injured at a pool on or off your premises.
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Professional Liability

When your brochure says children will learn ABCs in first year, and they do not.
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Crime

When you find an employee has been stealing from your company.
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Coverage Types

We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in your industry.

  • Abduction
  • Abuse and Molestation
  • Accident
  • Business Income / Extra Expense
  • Commercial Auto
  • Crime Coverage
  • Cyber
  • Directors & Officers
  • Employee Benefits
  • Employment Practices Liability
  • Excess Liability
  • General Liability
  • Professional Liability / E&O
  • Special Events
  • Umbrella
  • Water Activities
  • Worker's Compensation

Proud members of MnAEYC and MnSACA

To provide the best service to our clients, it's important to fully understand the nuances of your industry. That's why our child care experts are proud to be active members of both MnAEYC and MnSACA.

How to
get started.

We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.

1

Discovery

We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together. Take this first step.

2

Deep dive

Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.

3

Custom plan

Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium, and long-term action items that will help lock in the best rates now and for years to come.

4

Price & bind

Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.

Apply for child care insurance online.

Apply online