Insurance for delivery drivers

Delivering food or groceries? Learn why personal auto insurance may not cover delivery driving and what coverage options can protect you.

Personal Insurance

Safety starts at the top: Why leadership determines safety culture in construction

Learn how leadership commitment shapes safety culture in construction. Discover how owners, executives, and supervisors drive accountability, reduce risk, and improve safety performance.

Business Insurance

Early-year compliance: Key disclosure deadlines for group health plans

Key early-year compliance deadlines for group health plans in 2026, including W-2 reporting, HIPAA notices, CMS disclosures, and ACA filings.

Employee Benefits

Getting employee buy-in on AI

Learn how employers can overcome resistance, build trust, and gain employee buy-in when adopting artificial intelligence in the workplace.

Business Insurance

Upcoming events

No results found

All posts

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Pre-existing condition exclusions

The Affordable Care Act (ACA) amended the rules regarding pre-existing condition exclusions in the Health Insurance Portability and Accountability Act of 1996 (HIPAA).

Employee Benefits

Benefits

10 Fall home maintenance tips

Fall means doing home maintenance before winter. By taking the time to maintain your home each season, you can keep common household problems at bay.

Personal Insurance

Personal

Health plan notices - rules for electronic delivery

Employers are increasingly using electronic media in connection with their employee benefit plans, including their group health plans. In general, federal law allows employers to provide most health plan notices electronically, provided they comply with certain rules regarding electronic delivery.

Employee Benefits

Benefits

Cyber liability coverage in the construction industry

In recent years, cyber incidents have surged in both cost and frequency. Although employers within the construction industry may think that their cyber exposures are minimal, this often isn’t the case. Rather, such vulnerabilities can come from a variety of different avenues and lead to devastating damages.

Business Insurance

Business

Personal lines insights - September 2021

Securing your personal devices, protecting your vehicle from theft, and eliminating household radon dangers. Click the link below to read more on tips for protecting your personal items this fall.

Personal Insurance

Personal

Affordability percentages will decrease for 2022

On Aug. 30, 2021, the IRS issued Revenue Procedure 2021-36 to index the contribution percentages in 2022 for determining affordability of an employer’s plan under the Affordable Care Act(ACA).

Employee Benefits

Benefits

Aging buildings - electrical systems

As the exterior and interior components of a building begin to wear, aging system scan fail, including electrical systems. Electrical systems must be well-maintained, otherwise they can become severe hazards to buildings and their inhabitants.

Business Insurance

Business

90-Day waiting period limit

Beginning in 2014, the Affordable Care Act (ACA) prohibits group health plans and group health insurance issuers from applying any waiting period that exceeds 90 days. This waiting period limit does not require an employer to offer coverage to any particular employee or class of employees, including part-time employees. It only prevents an otherwise eligible employee (or dependent) from having to wait more than 90 days before coverage under a group health plan becomes effective.

Employee Benefits

Benefits

Antique and classic car insurance

Since classic and antique vehicles are all so different, your insurance coverage will be specific to your vehicle and how often you plan to use it. There are many considerations which you and Christensen Group Insurance will discuss while creating a policy to suit your classic car.