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Coverage for homes and personal property, including liability protection for homeowners.
Review and adjustment of plan structures during annual renewals.
Auto coverage for damage not caused by collisions (e.g., theft, fire, weather).
Rule requiring homeowners to insure at least 80% of property value to receive full replacement.
Stop Loss layer helps mitigate extremely volatile claims.
Ensures full replacement of damaged property, even if costs exceed policy limits.
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