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Insurance market in which multiple organizations join together to participate in self-insurance and pooled support.
A rule allowing HDHP participants to access certain telehealth services without meeting the deductible.
A cooperative insurance arrangement where multiple employers pool resources to self-insure.
Ensures full replacement of damaged property, even if costs exceed policy limits.
Hybrid Medicare plans available in limited regions combining aspects of Parts A, B, and sometimes D.
Annual report filed with the IRS/Department of Labor detailing benefit plan financials and compliance.