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glossary

Glossary

Scheduled Personal Property Coverage

Additional coverage for high-value items like jewelry, art, or collectibles.

related terms

Gap Coverage

Pays the difference between a car’s loan balance and its market value after a total loss.

Coverage Types & Policy Features

Stop-Loss Layer

Stop Loss layer helps mitigate extremely volatile claims.

Alternative Risk & Captive Financing

Personal Risk Perception

How an individual views their exposure to potential risks, which influences coverage needs.

Risk & Claims Management

Medicare Advantage

Private health plans that provide Medicare Part A and B coverage with extra benefits.

Medicare-Related Products

80% Rule (insurance-to-value requirement)

Rule requiring homeowners to insure at least 80% of property value to receive full replacement.

Coverage Types & Policy Features

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9855 West 78th St, Suite 100
Eden Prairie, MN 55344
(800) 923-4088

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