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A policy that pays a benefit to designated beneficiaries upon the death of the insured.
Predicting future benefit costs and liabilities to aid budgeting and strategy.
Annual report filed with the IRS/Department of Labor detailing benefit plan financials and compliance.
Coverage for natural disasters not typically included in standard homeowners policies.
Ensures full replacement of damaged property, even if costs exceed policy limits.
Stop Loss layer helps mitigate extremely volatile claims.
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