Personal Insurance
Resources & FAQ

Below are useful resources and Frequently Asked Questions about Personal Insurance. There is good information here, but we’ve got a lot more knowledge than we can fit on this page. If we missed something, our friendly staff will always make time to answer your questions.

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Personal Insurance Resources

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Frequently Asked Personal Insurance Questions

Q
If I purchase a property outside of Minnesota or move to another state, will CG be able to continue writing my insurance coverage?
A

In most cases, yes we will. Our agency is licensed in most states and have companies available to write with. Please be sure to contact us if this is your situation to see if we can help.

Q
How are my premiums determined?
A

Your policy premiums are dependent on three primary variables: insurance carrier capacity, your exposures, and your loss experience. If there’s a shortfall of capital in the insurance marketplace, the cost of all insurance will be high. The more property you have to insure or the more exposures to loss you have, the higher your premiums. The higher your historic losses, the less likely insurers will want to take on your risk, thereby increasing your premiums.

Have More Questions?
Speak with our Personal Insurance Team.

ceberlein@christensengroup.com
(952) 653-1187
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lpettis@christensengroup.com
(952) 653-1129
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lfalconer@christensengroup.com
(320) 258-5586
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