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Situations where risks are not covered by a policy.
Employer-funded accounts that reimburse employees for qualified healthcare costs.
A policy that pays a benefit to designated beneficiaries upon the death of the insured.
Fees paid by health insurers and self-funded plan sponsors to fund patient-centered outcomes research.
False or exaggerated insurance claims that increase overall costs.
Coverage for possessions inside the home, such as furniture, clothing, and electronics.