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Record of past insurance claims, used to assess risk and premiums.
Insurance market in which multiple organizations join together to participate in self-insurance and pooled support.
The use of claims data to analyze costs, utilization, and risks within benefit programs.
Coverage for natural disasters not typically included in standard homeowners policies.
Protection for underground utility lines on a homeowner’s property.
Predicting future benefit costs and liabilities to aid budgeting and strategy.
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