Hospitality & RestaurantS

with Christensen Group

Hospitality & restaurant programs.

The hospitality and restaurant industry faces unique challenges managing risk, covering employees, and controlling costs. Whether your business is a food truck or national franchise, small brew pub or a large multi-owned hotel, we know you have a lot on your plate. Our team of experts will help you assess your exposures, protect your assets and provide creative solutions to help you grow your business into the future with confidence. For nearly seven decades, we have been cultivating relationships with carrier partners across the nation. We have unique access to programs that are specifically tailored to the hospitality and restaurant world. Connect with one of our specialists today.

Our Experience in Numbers

366

Restaurant Locations

The total number of restaurants we have covered in North America
$4,083,277

Total FOOD & LIQUOR SALES Revenue

The food & liquor sales of protected from all of our clients
3

JAMES BEARD NOMINEES

We are proud of our clients who have been nominated by the prestigious James Beard Foundation for their outstanding culinary work

Things we think about so you don't have to.

As experienced agents in the Hospitality & Restaurants sector, we understand the unique exposures you face.

How to stay Protected
Employment Practices
When your employee sues you for not calculating overtime pay properly.
Spoilage
When a weather related causes a sudden a closure and spoils a large inventory of food.
property
When a hotel guest hangs their clothing on a sprinkler head triggering the system to go off.
pollution
When an undiscovered water leak leads to mold and sickens guests.
Trade name restoration
When your revenue is impacted by adverse media attention due to an outbreak of salmonella.
cyber
When a hacker infiltrates your system stealing personal data and freezes your POS system.

I’ve worked with a number of insurance agencies over the years and I’ve found Christensen Group to be the most thorough, responsive and knowledgeable.  I trust them to properly represent and advise on our insurance needs.

Kam Talebi
FOUNDER & CEO
KASKAID HOSPITALITY

Your Hospitality & Restaurants Team

jblee@christensengroup.com
952-653-1017
Bio
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clake@christensengroup.com
952-653-1091
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swensel@christensengroup.com
320-258-5575
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Hospitality & restaurant

Coverages

We leverage our extensive carrier relationships to ensure you're protected from the exposures you face in your industry.

  • Active Shooter
  • Alcohol - Selling Price
  • Brewers & Vitners Spoilage, Contamination, Leakage
  • Buildings, Personal Property & Equipment
  • Business Income
  • Coastal Property Exposure
  • Crime
  • Cyber Liability
  • Directors & Officers / Fiduciary
  • Employee Benefits Liability
  • Employment Practices
  • Equipment Breakdown
  • Fine Arts
  • Flood
  • General Liability
  • Hired & Non Owned Food Delivery
  • Hospitality Errors & Omissions
  • Liquor Liability
  • Owned Automobiles
  • Pollution Liability
  • Product Recall
  • Signs, Decks, Patios and Tents
  • Spoilage
  • Terrorism
  • Trade Name Restoration
  • Umbrella
  • Utility Service – Direct & Indirect
  • Valet Parking
  • Weather - Special Event Coverage
  • Workers Compensation

How to get started.

We know that working with a new insurance agent can be overwhelming, so that's why we put so much emphasis on making sure you're getting value from the very first phone call.

01  Discovery

We’re sure you have a bunch of questions and hopefully we’re a good fit, but sometimes things don’t align - and that’s okay. A quick call is usually all we need to help both of us gain clarity around the prospects of working together.

02  deep dive

Every business is unique — including yours — and there’s no “easy button” for giving proper guidance. We’ll take a deep dive into your business, your financials, and your exposures — at no cost to you — to provide the expert advice your business deserves.

03  custom Plan

Similar to prepping your house before selling, we create a custom plan to prep your business for securing the best insurance rates. We’ll work together to identify short, medium and long term action items that will help lock in the best rates now, and for years to come.

04  Price & Bind

Plan your work, work your plan. Our thorough understanding of your business, combined with your custom plan, enable us to find the best policy and carrier fit for your business — at the best rates. We go to market - and go to bat - for you.

Contact Us

Get started with a Restaurant & Hospitality Specialist

Thank you!

One of our specialists will review your information and be in touch soon!
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