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The Benefits of Providing Accident Insurance

For a growing number of employers, voluntary accident insurance plans may play a part in rounding out employee benefits packages to help employees pay for unexpected costs. When employees submit claims, they will likely still owe a deductible and copays—and accident insurance is designed to help fill in those coverage gaps.

Accident insurance can help employers meet the needs of their unique workforces. This voluntary benefit also appeals particularly to multigenerational workforces as an important supplement to employees’ health plans. An increasing number of employees are interested involuntary benefits like accident insurance, and, as a result, this pressure has raised expectations for employers’ offerings.

In general, employee benefits are designed to provide perks and support to employees. Accident insurance can be a way for employers to differentiate themselves from competitors in today’s talent market and support employees during challenging times.

Christensen Group is here to answer all of your insurance questions.